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Lumo AI Review: Is Proton’s Private AI Worth It?

November 9, 2026
Lumo AI review featured image with the Lumo cat logo

TL;DR

  • Lumo AI is Proton’s private AI chat assistant. Saved chats use zero-access encryption, so Proton can’t read them.
  • It doesn’t keep logs and doesn’t train on your chats.
  • You can use it free, even without an account. Lumo Plus costs $9.99/month on a yearly plan or $12.99 month to month.
  • It’s good for writing, summaries and everyday questions. It still trails the top ChatGPT and Claude models on hard tasks.
  • Verdict: worth it if privacy comes first. If you want the strongest model at any cost, look elsewhere.

I tested Lumo AI in the browser and checked Proton’s own privacy and pricing pages. This review sticks to what it does, what it costs, and who should use it.

Made byProton AG (Switzerland)
LaunchedJuly 2025. Lumo 2.0 arrived June 30, 2026
ModelsLumo 2.0 Lite, Lumo 2.0 Max, Apertus 1.5
PriceFree, or Plus at $9.99/mo (yearly)
Best forPrivate writing, research and sensitive questions

What Is Lumo AI?

Lumo AI is an AI chat assistant from Proton, the Swiss company behind Proton Mail and Proton VPN. It works like ChatGPT: you ask, it answers. The difference is what happens to your data.

Proton built it around privacy. It doesn’t log your questions or train on them, and it stores your chat history so only you can read it. Proton says more than 10 million people have used Lumo since launch (9to5Mac).

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Lumo AI homepage on proton.me, the confidential AI chat assistant
The Lumo AI homepage. You can start a chat right from the box.

You can open it at proton.me/lumo, in the iPhone and Android apps, or in a desktop browser. A Proton account is optional.

How I Tested Lumo AI

I opened Lumo as a guest with no account and no sign-up. The chat screen loaded straight away, with Lumo 2.0 Max picked as the default model.

Lumo AI guest chat screen, usable without an account
Guest mode: no account, no email, just a chat box.

I asked it to explain zero-access encryption in three short bullets. The answer was clear and correct, and it stayed on topic. Under the reply, Lumo shows a small “Conversation encrypted” label.

Lumo AI review test: Lumo 2.0 Max answering a question about zero-access encryption
My test prompt and Lumo 2.0 Max’s answer.

For daily tasks like drafting, summing up a page or explaining a concept, it feels close to the big assistants. It gets weaker on long, multi-step reasoning, and Lumo itself warns that it “can make mistakes”.

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Lumo AI Models: Lite, Max and Apertus

Lumo runs on open-source models that Proton hosts on its own servers. Proton’s Lumo privacy page lists Qwen 3.5 and GLM 5.3 for text, Image-Turbo and FireRed-Image-Edit-1.1 for images, and Apertus 1.5.

In the app, you choose from three options:

  • Lumo 2.0 Lite: fast model for everyday tasks.
  • Lumo 2.0 Max: the strongest model, for complex work.
  • Apertus 1.5: a fully open, Swiss-made model for lighter tasks.

You can also switch between Fast mode and Thinking mode. Thinking mode takes longer but works through problems step by step.

Lumo AI model picker showing Apertus 1.5, Lumo 2.0 Lite, Lumo 2.0 Max, Fast and Thinking mode
The model picker, open to guests too.

Proton says Lumo 2.0 Max scores 240% higher than the older Lumo 1.4 on the Artificial Analysis Intelligence Index (9to5Mac). That’s a big jump. It still isn’t a frontier model like the newest GPT or Claude releases.

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Lumo AI Features

Lumo 2.0 covers most of what you’d expect from a modern AI assistant:

  • Web search: off by default, and you turn it on when you need fresh info.
  • File uploads: analyze PDFs, docs and CSVs, or attach files from Proton Drive.
  • Image generation and editing: new in Lumo 2.0.
  • Projects and memory: group chats by topic and let Lumo remember context.
  • Custom Lumos: build assistants with your own instructions.
  • Ghost mode: chats that aren’t saved at all.
  • Dictation and chat export.

What’s missing: there is no public API yet. TechRadar reports one is in development (TechRadar). There’s also nothing like ChatGPT’s agent mode or Claude Code.

Is Lumo AI Private?

Yes, Lumo is one of the most private AI chat tools you can use. Proton doesn’t log your chats, doesn’t train on them, and stores your history with zero-access encryption. It also doesn’t store metadata like timestamps or IP addresses.

Here’s how it works, per Proton’s support page:

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  • Your prompt travels over TLS and is encrypted so only Lumo’s GPU servers can decrypt it.
  • After Lumo answers, that data is erased.
  • Saved chats live on your device and sync to Proton with zero-access encryption.
  • Guest chats are wiped when the session ends.
  • The models run only on servers Proton controls, under European law.

One honest caveat: Lumo is not fully end-to-end encrypted. The model has to read your prompt to answer it, so it is decrypted on Proton’s servers while it’s processed. You’re trusting Proton’s no-logs promise for that moment. For most people that’s still far better than a chatbot that keeps and reviews your chats.

The only exception to “no training” is opt-in: if you choose to rate an Apertus 1.5 answer, that feedback is anonymized and shared with the research team behind the model.

Lumo AI Pricing

Lumo is free to use. Lumo AI Plus costs $12.99 a month, or $9.99 a month on a yearly plan ($119.88 billed every 12 months). Plus comes with a 30-day money-back guarantee. Prices checked on Proton’s pricing page.

FreeLumo AI Plus
Price$0$9.99/mo yearly, $12.99 monthly
Max model useLimitedMore
Messages and historyLimitedMore
Image generationsLimitedMore
Projects1Unlimited
Custom LumosLimitedUnlimited
Lumo AI pricing page: Free at $0 and Lumo AI Plus at $9.99 a month billed yearly
Free vs Lumo AI Plus, with the yearly plan selected.

Privacy is the same on both plans. You pay for higher limits, not for better protection.

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One thing to know: Proton Unlimited does not include Lumo Plus. Unlimited users get Lumo at the free-tier limits. Teams can pick Lumo Professional, which adds admin controls.

Lumo AI Pros and Cons

Lumo AI pros and cons summary

Lumo AI vs ChatGPT

ChatGPT is smarter and has more tools. Lumo is more private and cheaper. That’s the trade in one line.

Lumo AIChatGPT
Trains on your chatsNoBy default, unless you opt out
Encrypted chat historyYes, zero-accessNo
Paid plan$9.99 to $12.99/mo$20/mo (Plus)
Model strengthGoodTop tier
Use without accountYesYes

Pick ChatGPT for hard coding, deep research and agents. Pick Lumo when you’d rather not hand a big tech company your health questions, client files or private ideas.

Is Lumo AI Good? Who Should Use It

Lumo AI is good for everyday private use. It’s a solid choice if you:

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  • Write or research things you’d rather keep private (legal, health, money, client work).
  • Already use Proton Mail, Drive or VPN.
  • Want a cheap ChatGPT alternative for daily tasks.
  • Need an EU-based AI for GDPR-sensitive work.

Skip it if you need the best model for complex code, long agent tasks, or an API to build with today.

Watch: Lumo AI in Action

Want a second opinion? Techlore’s hands-on review is worth a watch too:

Lumo AI FAQ

Is Lumo AI free?

Yes. You can use Lumo free, with or without a Proton account. The free plan limits Max model use, messages, images and projects.

Who makes Lumo AI?

Proton AG, the Swiss company behind Proton Mail, Proton VPN, Proton Pass and Proton Drive.

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What model does Lumo AI use?

Open-source models hosted by Proton: Qwen 3.5 and GLM 5.3 for text, Image-Turbo and FireRed-Image-Edit-1.1 for images, and the Swiss Apertus 1.5.

Does Lumo AI train on my chats?

No. The only exception is anonymized feedback you choose to give on Apertus 1.5 answers.

Is Lumo Plus included in Proton Unlimited?

No. Proton Unlimited includes Lumo at free-tier limits. Lumo Plus is a separate subscription.

Does Lumo AI have an API?

Not yet. A Lumo API is reported to be in development.

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Verdict: Is Lumo AI Worth It?

Yes, if privacy matters to you. Lumo gives you a capable AI assistant without giving away your data, and the free plan lets you try it with zero risk. Start free. Upgrade to Plus only if you keep hitting the Max model limit.

Using Proton for more than AI? Read our Proton VPN review, see how it compares in Proton VPN vs Mullvad vs AirVPN, or grab the current Proton VPN Black Friday deal.

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